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Plain answers to insurance questions, each with its sources listed at the end.

  • A plain counter with three metal stools below a bright window, in a room with evergreen walls

    Business insurance

    What general liability insurance does not cover

    General liability pays claims that your business hurt someone or damaged their property. Here is what it leaves out, and which policy fills each gap.

  • A plain evergreen binder standing on a green table by a bright window, with a pen beside it

    Life insurance

    What indexed universal life insurance is

    Indexed universal life is permanent life insurance whose cash value is credited by a formula tied to a market index. Here is how it works, in plain words.